There are a lot of things that take place when you first open a checking account. Some things take a little bit of time to take effect before your account is active. One of the things you will be issued are starter checks. These checks serve a temporary need until everything is finalized.
Identification
Considerations
Time Frame
Features
While the customer is waiting for their checks to arrive in the mail the bank will issue some temporary bank starter checks. Unlike the customers own checks these starter checks will not have the customers name and address but they will have the bank routing number and the customers checking account number.
Function
The bank starter checks will start with the number 001 through 005. Most banks issue customers 5 starter checks but it can vary from bank to bank. These checks can be used until the regular checks are received.
Warning
Customers need to write their name and address at the top of the starter check prior to mailing one out. Once a check is mailed to pay a debt the customer should log the information into their check register just as they would their normal checks.
Benefits
Starter checks are not returned to the customer after they are cashed but a truncated copy will be included with the monthly statement.
Writer Bio
Melvin J. Richardson has been a freelance writer for two years with Associated Content, and writes about topics such as banking, credit and collections, goal setting, financial services, management, health and fitness. Richardson has worked for several banks and financial institutions and gained invaluable experience and knowledge. Richardson holds a Master of Business Administration in Executive Management from Ashland University in Ashland Ohio.