A car repossessor in Illinois is anyone who is in the business of car recovery, location or storage of vehicles used to secure a loan, according to the Illinois Recovery Association. Only licensed businesses in Illinois can act as recovery agents, and to properly repossess a vehicle you have to either start a licensed business or work for one. Car repossessions in Illinois require strict adherence to the law, so talk to an attorney if you need legal advice about properly repossessing secured property.

Meet the basic requirements. Illinois recovery agents must be at least 18 years old and must complete a Certified Asset Recovery Specialist certification program. Further, a person cannot have had their recovery license revoked within the past four years or have been convicted of a felony offense for crimes including fraud, forgery, perjury, bribery, theft or other crimes involving dishonesty or deceit.

Prepare an application. Repossessors must apply for a "Non-Relocation Towing" license through the Illinois Commerce Commission. The application requires such information as the name of your business, details about your business and a list of drivers employed by your business.

Submit the application with the appropriate fee. You must submit your application by mail along with a $50 check or money order made payable to the Illinois Commerce Commission.

Illinois Commerce Commission 527 E. Capitol Avenue Springfield, IL 62701 (217) 782-4654 icc.Illinois.gov


Some cities, such as the City of Chicago, have additional licensing requirements that apply. Contact your local municipal government agency for details about any local requirements.