How to Find Start-Up Money for a Ministry

by Jessica Kolifrath - Updated August 21, 2018
Even a ministry that is part of a church may need to raise its own funding.

A ministry is a Christian service organization devoted to helping certain groups of people and spreading the message of Christianity. This can be accomplished in many ways, including music, community outreach and support groups. Established churches start some ministries, providing funding; however, an independent ministry will need to raise its own funding. There are a variety of ways to raise or borrow the start-up money for a ministry.

Designate a committee for raising and managing the ministry finances. Choose members with financial experience and plan regular meetings.

Write a mission statement and ministry plan. The mission statement is a concise explanation of the purpose and goals of the ministry. A ministry plan outlines the financial needs, concrete goals and methods and other crucial details of the ministry, according to Our Daily Bread Missions.

Hold fund-raising events. Many fund-raising companies offer religious-themed fund-raising packages or use more traditional bake sales and pledge drives. Solicit donations from both members of any church affiliated with the ministry and members of the public interested in your cause.

Investigate government and private grants. The experts at Christian Grants say grants do not require repayment, unlike most loans. Many government grants are available based on the outreach and community service work your ministry will do, not just for religious reasons.

Consider a small church loan. Private banks and lending institutions offer them, and they are often used to fund the construction or expansion of church property. Your ministry plan must be very thorough and you must have a clear and accurate budget to apply for most church loans.


  • Securing a loan for your ministry is generally easier if it is affiliated with a church. Fund-raising is the best way to continue to raise money after the ministry has been started. It can be hard to secure another grant or loan, but many people are more likely to donate once they have experienced the work of your ministry.

About the Author

Jessica Kolifrath is a competent copywriter who has been writing professionally since 2008. She is based in the Atlanta area but travels around the Southeastern United States regularly. She currently holds an associate degree in psychology and is pursuing a bachelor's degree in the field.

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