With smartphones and mobile-friendly websites taking up increasing amounts of everyone's day, it makes sense that mobile banks are becoming one of the more popular ways to handle daily finances. Instead of driving to a brick-and-mortar building for your banking needs, if you've got an account at a mobile bank, you can do all of your banking online. Mobile banking is convenient and reliable, and Discover Bank offers all of this along with helpful financial advice, all in one simple app. Spending your money might be second nature with this type of banking, but making deposits might be a new process for you. Discover offers multiple ways to put money into your account.
Deposit a Check in Discover Bank Accounts
It might be counter-intuitive to try to deposit a paper check into a virtual bank account, but Discover's app makes this a simple process by allowing account owners to download the Discover app at either the Apple App Store or Android's Google Play Store.
- Sign the check you wish to deposit.
- Log into the app and go to the deposits section.
- Take pictures of the front and back of the check.
This process will deposit the funds into your account. You may be asked to provide your Discover Bank routing number as proof of your identity. There may be delays in transferring these funds, depending on where the check originated from.
Using Paypal to Deposit Funds
Paypal is one of the most common ways to transfer funds in the U.S. today. As a financial transfer spot, Paypal is dedicated to making the process as simple as possible. Set up an account on Paypal if you don't already have one, and include your Discover card routing number as one of your connected financial institutions. Once your account has been approved, you can transfer any money in your Paypal account into your Discover account, usually with a one-day delay. You can even transfer funds from other connected banks by using Paypal as a conduit, transferring money into your Paypal account, then moving it onward to your Discover account.
Use Direct Deposit Through Your Employer
One of the greatest benefits of online banking is not having to deal with cash. Take this concept one step further and have your employer deposit your paycheck funds directly into your Discover online account. You'll need to print and fill out an Employer Request for Direct Deposits form, which you can find on the Discover website. You can choose to deposit either your entire pay or a percentage, and can have the funds sent to your checking, money market or savings account.
Use Other Bank Accounts
If you have an account at any other financial institution, they may offer an app and a means of transferring funds to your Discover account. Check with your bank to find out if this method is available.