When you are an employer or contractor with three or more employees, many states require you to obtain worker's compensation Insurance. The insurance is not issued by the state. It is issued by independent insurance agents and brokers. Businesses and government agencies will often request proof of your worker's compensation insurance, before agreeing to do business with you. Your document of proof is referred to as a worker's comp certificate, also known as a “worker's compensation certificate of insurance.”

Step 1.

Contact the company that provides your worker's compensation insurance policy.

Step 2.

Tell the insurance company representative that you need a worker's comp certificate. Provide the representative with your name and mailing address, or the name and address of the agency that is requesting proof of your insurance.

Step 3.

Wait to receive your certificate in the mail. Generally, it can take 7 to 10 business days to receive your certificate.